Shabana A. Memon Faculty, Bharati Vidyapeeth Deemed University Institute of Management, Kadamwadi. Kolhapur. Maharashtra, India. ayisrj2011@gmail.com Author's Introduction :Shabana A. Memon is a Faculty at Bharati Vidyapeeth Deemed University Institute of Management, Kadamwadi. Kolhapur. Maharashtra, India. She has completed B.com., B.Ed., M.com., M.B.A., P.G., Diploma., M.Phil., Ph.D.(pursuing). Research Contribution in ISRJ :
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